Health Care Reform - Financial Fiction
Health Care Reform - Financial Fiction
Blog Article
Healthcare costs and long-term care costs are one of the biggest concerns today for many people. Long-term (LT) care insurance can help protect you against the significant financial risk posed by the potential need for long-term care services either in a nursing home, assisted-living facility, or in your own home. These policies can help you preserve your assets for your spouse and/or heirs. They are purchased for asset protection, to minimize the dependence on other family members, and to have some control of where and how you will receive long-term care services.
If you are not allowed to Nursing Care at Home for your parent, it's not all over. Your parent will continue to need and appreciate your love and attention. Even in dementia, when a parent may not cognitively remember you coming, nevertheless the love you give is not lost. It is absorbed and it does make a difference.
Be creative Nursing In-Home Care in Cleveland thinking through ways you can change your lifestyle in order to bring you home faster. You'll soon find that you can cut your household expenses and apply that savings to your "coming home" fund.
When my mom was in "the home" she talked a lot about going home, but the home she was referring to was Corsica, an island located in the Nursing Care at Home in Northeast Ohio western Mediterranean, just to the north of Sardinia. This was her home. This is where she was raised. She was not referring to the home she left to move to the nursing home. So don't be surprised if when you loved one talks about going home, he is referring to the home where he was raised many years ago!
The figures start becoming scarier now. Imagine that you have to stay in your Nursing Care at Home in Northeast Ohio home for three years. You might be spending like $75,000 to $150,000. To most people that's a life worth of savings. Are you saving money today only so that you can spend it all on your nursing home care after you are older? Certainly not!
Check or observe your loved one's grooming. When was the last time your father has shaved? Are your parents wearing clean clothes? Are they dressed properly? Are they able to bathe everyday? If you see that they have trouble tidying up or if they are no longer finding it easy to take a bath on their own, then they do need a private care provider.
What about special equipment that is needed for patients and residents who have special needs? Are there "amputee" walkers in the therapy room or do the amputees have to hop around like a frog in order to get from one place to another in the physical therapy room. Are there crutches in the room but the personnel refuses to train the residents on the crutches? Are staff and personnel too occupied with being worried about liability rather than being occupied with helping, aiding and giving proper treatment and care to new patients?
The health care service facility has been a great solution to the different problems of children with aged parents. These kinds of services and enterprises have all but positive effects - more senior people become happier because they are staying in their own homes with their families.